San Francisco Bankruptcy Attorney
Law Offices of Keith F. Carr
30 Years Experience

San Francisco Bankruptcy Attorney

San Francisco | Sunnyvale| San Jose

Chapter 7 | Chapter 11 | Chapter 13 Bankruptcy Attorney

Keith F. Carr is an experienced bankruptcy attorney in San Francisco, Sunnyvale, and San Jose. For 30 years, Attorney Carr has helped individuals and small businesses file Chapter 7, 11, and 13. We offer free initial consultations and charge affordable fees.

It is important to seek competent legal advice from an attorney. Whether you should file Chapter 7, Chapter 11, or Chapter 13 will depend on the unique circumstances of your situation. We encourage you to read the bankruptcy information on this website and complete the Bankruptcy Evaluation form for your free confidential bankruptcy evaluation. 

The Law Offices of Keith F. Carr can file any type of bankruptcy on an emergency basis to avoid real estate foreclosures, car repossessions, wage garnishments, lawsuits, and other collection procedures.

There are primarily three types of bankruptcy for individuals and small businesses, Chapter 7, Chapter 13, and Chapter 11.  In addition, a Chapter 9 bankruptcy is for a city seeking to restructure and consolidate debt.  Chapter 12 is for farmers seeking debt relief.  Learn more about the types of bankruptcy….

Do You Need An Attorney For Bankruptcy?

An individual, non-business debtor such as yourself can proceed without a bankruptcy attorney. But should you?  You should consult an attorney first about filing for bankruptcy and then consider hiring an attorney to represent you in that bankruptcy  case.  A bankruptcy attorney can determine your eligibility and qualifications for Chapter 7, Chapter 11, or Chapter 13 bankruptcy. An attorney for bankruptcy can provide emergency bankruptcy services and will reduce delays in your case. Having no knowledge of the bankruptcy paperwork or process, you may make mistakes on your own when completing the required bankruptcy petition or Chapter 13 or Chapter 11 Plans.  Learn More…

Should You File Bankruptcy Now?

Here are the signs that you should file for bankruptcy right now. The answer will depend on if you have been sued for the debt. Or it may depend on if your home is about to be foreclosed. 

If foreclosure has been initiated against your home or if you are substantially delinquent on your mortgage payments, it is time to consider and file bankruptcy. You should file bankruptcy even if you have started or completed an application for a mortgage modification. Bankruptcy will stop foreclosure of your home and allow you a plan to repay your mortgage delinquency.  Consult an attorney for bankruptcy about your rights in this situation.

If your accounts have been transferred to collection agencies or you have been sued, this is a good time to file bankruptcy. By filing bankruptcy, you may prevent a creditor from obtaining a judgment lien on your home, from garnishing your wages or seizing your bank accounts in order to get paid. Bankruptcy stops all collection activity. A Bankruptcy Attorney can expedite the filing of your bankruptcy in an emergency.  Learn more...

chapter 7 Keith F. Carr

In Chapter 7, a business or individual debtor obtains a discharge of all debts. In other words, all debts are wiped out including payday loans,credit cards, and medical bills.

In Chapter 13, make a payment plan to repay your mortgage delinquency and car loan over three to five years. The plan provides opportunities to pay off mortgage delinquency and car loans over 3 to 5 years. You can prevent foreclosure of your home and repossession of your car.

Chapter 11 allows a business to propose a plan of repayment for part or all debts owed to its creditors over an extended period of time.

Bankruptcy Articles

Payday Loans

File Bankruptcy on payday loans instead of turning over your loan for another payday loan that you can't afford. Don't churn your loans because you can't pay them back.

Emergency Bankruptcy

File an emergency Bankruptcy to stop debt collection and lawsuits against you.

Do you need an attorney for bankruptcy?

Hire an attorney for bankruptcy. Avoid mistakes that can turn your bankruptcy into a disaster.

Copyright © 2005-2017 by Law Offices of Keith F. Carr.  All Rights Reserved.