Low Cost Bankruptcy Attorney | Affordable Bankruptcy Fees

Contact Low Cost Affordable Bankruptcy Attorney in San Francisco, Sunnyvale, San Jose


Keith F. Carr is a low cost Bankruptcy attorney. Attorney Keith F. Carr charges affordable bankruptcy fees. Low cost Bankruptcy attorneys make filing for bankruptcy possible and convenient.  Attorney Keith F. Carr has a 5-star Yelp rating.   

Attorney Keith F. Carr charges an affordable fixed fee for Chapter 7 when compared to other lawyers who charge a substantial premium fixed fee, $2,500 to $3,000 for even a simple Chapter 7 case.  Attorney Keith F. Carr charges only a fraction of this premium fixed fee  that other lawyers charge for a simple Chapter 7 case.  SFgate.com summarizes the high fees charged by other lawyers for Chapter 7 Bankruptcy cases.

When you complete the Bankruptcy Evaluation Form, your Bankruptcy Evaluation will include a quote of attorneys fees in your case.  Your actual attorneys fees will depend on the complexity of your case and your financial situation. Payment plans are available.

Low Cost Bankruptcy

Repayment of your creditors may be straining your income from employment. For instance, the monthly payments on your credit card debts (usually covering interest only) may require you to devote a significant portion of your paycheck.  This could amount to thousands of dollars each month.  Or you may have unexpected medical bills which make it impossible to cover your monthly credit card or car loan payments.   Or you may have ever increasing payday loans, which prevent you from meeting the required monthly payments.   Or your wages are about to be garnished.  The list goes on and on.

Attorney Keith F. Carr prepares and guides clients through the entire process and does not take shortcuts. The Chapter 7 fixed fee includes full representation in Chapter 7, including preparation of Chapter 7 petition, legal counseling on all matters in the Chapter 7 Bankruptcy, attorney's appearance at the Meeting of Creditors with the debtor. 

Do You Need An Attorney to File Bankruptcy?

Do you need an attorney to file for or to represent you in Bankruptcy?  Individual debtors can proceed without an attorney in Chapter 7, 11, and 13. So why hire one? Hiring a bankruptcy attorney is highly recommended because any one mistake may result in the denial of a person's discharge and/or dismissal of the bankruptcy case.

Mistakes include the failure to file the proper documentation within the time period set by court deadlines and the failure to competently complete the bankruptcy documentation. For instance, the debtor may fail to list a creditor on the Bankruptcy petition. In that case, the debt owed to that creditor will not be discharged.

Another example is the failure by the debtor who is representing himself or herself to file the Certificate of Credit Counseling received upon completion of credit counseling prior to bankruptcy. The failure to file this piece of paper will result in dismissal of the case. The same thing can happen when the debtor fails to file the Certificate of Debtor Education, another requirement.  

A problem occurs when debtor incorrectly exempts or fails to exempt certain assets. The debtor may lose those assets in Chapter 7 from incomplete or improper paperwork.  In the case of a Chapter 7, the trustee may sell assets not exempted resulting in the loss of an asset that otherwise could be retained by the debtor.  Read more about exempt assets. 


In addition to the fixed fee for Chapter 7 Bankruptcy, you are responsible for the Bankruptcy Court's filing fee for Chapter 7, which is $335.00.  Further, there are other costs for your Chapter 7 Bankruptcy that you must consider:Learn more about other costs of Chapter 7 Bankruptcy.


The Law Offices of Keith F. Carr can handle emergency bankruptcy filings to stop foreclosure of your home, wage garnishments, bank account levies, lawsuits and other collection actions. Read more our emergency bankruptcy unit. 


SAN FRANCISCO:                         (415) 935-3744
SAN JOSE/SUNNYVALE:              (408) 673-1428

Consultations during office hours: 
Monday through Friday 9am - 5pm