Recent Posts

Petition for Bankruptcy attorney Keith F. Carr
Bankruptcy Law Blog

Mistakes When Filing Bankruptcy

Recently, there has been an increase in programs offering to help you file for bankruptcy on your own. I do not recommend that you use any of these services, even for the simplest Chapter 7. This is a recipe for disaster for the individual debtor trying to file a do-it-yourself bankruptcy on his or her…

Community Property Disputes attorney Keith F. Carr
Bankruptcy Law Blog

Should You File Bankruptcy?

Many times couples and individuals do not know when to consider bankruptcy – Chapter 7 or Chapter 13.  Should you file bankruptcy? Should you file now? Hopefully this checklist may help. FIVE QUESTIONS TO ASK 1. Do you use your credit cards for basic living expenses?  If you are relying on your credit cards with…

Attorney Keith F. Carr Chapter 7 Bankruptcy
Bankruptcy Law Blog

Chapter 7 Overview

Chapter 7 is sometimes called a “liquidation” or “straight” bankruptcy. In Chapter 7, a business or consumer debtor obtains a “discharge” of all debts.  The discharge will be  after a Bankruptcy Trustee [appointed by the court] either liquidates the debtor’s assets to pay creditors or determines that the debtor has no assets to pay creditors….

Chapter 13 Bankruptcy Attorney
Bankruptcy Law Blog

7 Benefits of Chapter 13 Bankruptcy

The Law Offices of Keith F. Carr represents individuals and businesses in Chapter 13 Bankruptcy. Many people do not understand how Chapter 13 can help them other than it is a bankruptcy involving a debt consolidation plan. But Chapter 13 can help a debtor in various ways, more than is realized. Here then is the…

Petition for Bankruptcy attorney Keith F. Carr
Bankruptcy Law Blog

Surrendering property in bankruptcy

Chapter 7 and Chapter 13 Many times I stress to clients that bankruptcy law allows you to save your car or house.  But bankruptcy law also can be used to surrender items that you no longer wish to pay for.  Outside of bankruptcy, you may mean well by surrendering a vehicle that you can no longer afford. However, the lender will proceed to sell…