Can medical bills be discharged in Chapter 7? Many people struggle to repay medical bills following an extended illness or disability which precludes them from working or reduces their ability to work. Yes, medical bills may be discharged in Chapter 7 or Chapter 13. In Chapter 7, medical bills will be discharged with all of debtor’s other general debts. In Chapter 13, medical bills will be repaid the same percentage as all of debtor’s other general debts.