FAQs
How do I schedule an in-office consultation with the Law Offices of Keith F. Carr in order to have a consultation?
In order to schedule an in-office consultation, first call to obtain your free telephone consultation. During your telephone consultation, we will briefly evaluate your case and give you a quote of attorneys fees and costs. If you then wish to retain the Law Offices of Keith F. Carr at that time, we will schedule an in-office consultation. The Law Offices of Keith F. Carr has offices in San Francisco, San Jose, and Sacramento, California.
How much does the Law Offices of Keith F. Carr charge for legal services?
The Law Offices of Keith F. Carr views each type of case is different with its own unique circumstances. During your first call you will be given a telephone consultation. At that time, you will receive a quote as to attorneys fees and costs involved in your individual case.
I understand that I must seek an approved nonprofit credit counseling agency before filing for bankruptcy. Which agency can I use?
Under the new bankruptcy law, individuals must obtain a briefing from an approved nonprofit credit counseling agency within 180 days of their bankruptcy filing. The debtor is required to file a certificate from the credit counseling agency, among other newly-required documents.
Do I qualify for Chapter 7 under the new law passed by Congress?
The new law passed by Congress imposes several new requirements on people who file for Chapter 7. One new requirement is that you must receive credit counseling from an approved credit counselor prior to filing for Chapter 7. In addition, there are income and expense limitations which may prevent you from filing for Chapter 7.
Can I keep my car in Chapter 7 Bankruptcy?
Generally, Yes. If you are still making payments on the car, you will have to maintain your payments with your finance company. If you own the car outright, the value of your vehicle cannot exceed your applicable exemption amount.
How long can credit reporting agencies, such as Equifax, continue to report your bankruptcy?
The federal Fair Credit Report Act provides that a Chapter 7 Bankruptcy may be reported by a credit reporting agency for a period of 10 years. However, look at your credit now. Judgments against you continue to be reported for a period of seven years.
What should you do if you are dissatisfied with your current attorney?
You may discharge your attorney at any time. You may also contact the California State Bar and bring disciplinary charges against that attorney. For more information, access the California State Bar website.
